Life is very uncertain and has a way of throwing surprises at you when you least expect it. In order to be fully prepared to deal with the contingencies in life, insurance is very essential. With EZ-Y Pneumonia - Adult Insurance Plan, you can assure of one (1) year coverage with up to Php 50,000 pneumonia benefits (room and board, and special hospital services) for you and your family members. In case of accidental death and dismemberment, cash benefit of Php 10,000 will be provided.


HIGHLIGHTS:

•Insurance Provider: Etiqa Life & General Assurance Philippines, Inc. (License No. 2019/1s-R-A) sold by MYEG Insurance Agency Inc.

• Up to Php 50,000 pneumonia benefits (room and board, and special hospital services).

• In case of accidental death and dismemberment of the insured, cash benefit of Php 10,000 will be provided.

• One-time payment of Php400 for one (1) year coverage inclusive of taxes.

• Acceptable age is at least eighteen (18) years old up to sixty-four (64) years of age at the time of eligibility.p>

• Electronic Confirmation of Cover (eCOC) will be sent through email so make sure to provide a valid and accessible one.

• Please make sure to read and understand the Underwriting Rules, as well as the General Exclusions mentioned below before availing this product.


UNDERWRITING RULES:

1. Waiting period of 30 days.

2. Only availment due to community-acquired pneumonia (CAP) will be covered. Hospital-acquired pneumonia, i.e. infection acquired in hospitals or long-term facilities, will not be covered.

3. Moderate-risk CAP and high-risk CAP are the only types of pneumonia that will be covered.

4. Patients with low-risk CAP are not part of this benefit.

5. No unused premium shall be refunded should the plan member decide to terminate his coverage in the middle of the policy year.


GENERAL EXCLUSIONS:

NO PAYMENT SHALL BE MADE UNDER THIS BENEFIT FOR ANY CLAIM RESULTING FROM OR CAUSED DIRECTLY OR WHOLLY, BY:

1. Any confinement or hospital availment not related to Pneumonia.

2. Bodily or mental infirmity, hernia, ptomaine, or bacterial infection (except phylogenic infection which occurs through an accidental cut or wound) or disease or sickness of any kind.

3. Poison, gas or fumes (voluntarily or involuntarily taken), atomic explosions, nuclear fission or radioactive gas.

4. Accident occurring while or because the Insured Individual is affected by alcohol or any unprescribed drug.

5. Suicide or any attempted threat while sane or insane.

6. Participation in any brawl.

7. Any violation or attempt of violation of the law or resistance of arrest.

8. Murder or provoked assault.

9. War, declared or undeclared, strike, riot, civil war, revolution or any war-like operations or while under orders for war-like operations or restoration of public order.

10. Entering, operating, or servicing, ascending from or with any aerial or marine transportation operated by a commercial passenger.


Who can avail?

EZ-Y Pneumonia - Adult Insurance Plan

Insured shall be at least 18 years old and

not more than 64 years old.


DO YOU HAVE QUESTIONS FOR MYEG?

For inquiries, check out MYEG contact details below.

MYEG Insurance Agency Inc.


MYEG Location:

11th floor Chatham House V.A. Rufino St, Salcedo Village, Makati, 1227 Metro Manila


MYEG Insurance Contact Number:

+632 8395 4036|insurance@myeg.ph

Available from 9AM to 6PM except national public holidays and weekends

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