CTPL is mandated by the Land Transportation Office (LTO) of the Philippines to all motor vehicle owners. It protects you from any possible liability for a third party caused bodily injury and/or death in an accident arising from the use of your motor vehicle.

Key Features
Key Features

Private and public vehicles of all types - private cars, trucks, buses, taxis, tricycles, and motorcycles - may apply for this insurance policy.


Death Benefit cover of P100,00.00 for third-party victims only. It is also includes medical and hospital benefits, as well as coverage for permanent disability and dismemberment.

The limit under this benefit is Php15,000.00 per person.  Insurance company is required to pay a third party injured or killed in an accident involving the insured vehicle without the necessity of proving fault or negligence on the part of the insured. 

Who can avail?

All vehicle owners are required by Land Transportation Office to get Compulsory Third Party Liability (CTPL) FPG accepts all green plate for CTPL issuance.

Frequently Asked Questions

You may inform the third party that the incident will be reported to the insurer for proper evaluation and processing of claim. However, do not admit any liability to any accident and refrain from making any payments on demand. If this cannot be avoided, see to it that such payment is supported by receipts and should be within the allowed No-Fault Indemnity Clause of the Policy (Ps .15,000 max. & BI Claims only). Also, it is your duty to secure all needed documents in proof of their respective claims.

Report the incident to FPG of the accident with full particulars, such as, location of the accident, date and time, nature, parties involved, extent of damage, or injury condition of involved vehicle. FPG will determine if there’s a need to assign independent adjuster to assist the agency of the needed coordination and settlement of TPBI claim. Bodily injury claims will take up will be reimbursement type. You will advance for the necessary hospital deposit and other hospital expenses subject for reimbursement to FPG.

Compulsory Third Party Liability (CTPL) - compulsory motor vehicle liability insurance. It protects the owner of the vehicle from financial obligations to anyone who is injured or killed by the insured vehicle

In case of claim, you may call FPG Insurance Trunk-line Numbers at (632) 859-1200/6628600 or send an e-mail to enquiries@fpgins.com.ph 

Do you have questions?

For inquiries, check out our contact details below.

MYEG Insurance Agency Inc.

30th floor Arthaland Century Pacific Tower, 5th Avenue, Bonifacio Global City, Taguig City, Philippines.

+63 (02) 250 6122 / 250-6123|inquiry@myeg.ph

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