Expat Security and Disaster Protection Program is a cutting edge security policy designed to offer evacuation assistance on a 24/7 emergency basis to  handle the worst case scenario for you. While the insurance  guards against any financial downside caused by any political and natural disaster mishap for each Expat in the Philippines. 

Key Features
Key Features

Get access to a wide range of benefits to protect you from possible inconveniences during your stay in the Philippines!

Provides benefits for loss of life due to accident.


Accident Death & Disablement - The policy shall pay the principal sum when injuries result in loss of life within 180 days from the date of accident.


Accident Medical Reimbursement  - The policy will pay the actual and eligible expenses for hospital, surgical, nursing and other medical services or supplies required for treatment of injuries covered by the policy.


Permanent Total Disability - The policy shall pay the principal sum when injuries result in Permanent & Total Disability within 180 days from the date of the accident.

In the event an emergency situation occurs and you are in imminent danger while traveling in the country, the Company shall organize and arrange for non-medical emergency evacuation utilizing the means best suited for the situation up to the benefit amount as stated in the Policy Schedule.


Evacuation must occur within 7 days of any Political Event or Natural Disaster and will be to the nearest place of safety. Where an evacuation is not practical due to hostile or dangerous conditions, the Company will remain in contact with the Insured until a secure evacuation is viable.


The benefit only covers cost of evacuation.The means of evacuation arranged by the Company or its authorized representative, may include air, ground, railroad or any other appropriate means. All decisions as to the means of transportation and the final destination will be made by the Company or its authorized representative, and will be based solely upon necessity.

In the event that the Insured is prohibited by the Philippine Government to stay in the country, travel and legal assistance to return to his/her home country will be arranged by the Company up to the benefit stated in the Policy Schedule.


This benefit is limited to One-way economy airfare ticket to the Insured’s home country.

If during the effectivity of this Policy, as a result of Bodily Injury, and if in the opinion of the Company Doctor in consultation with the local Attending Physician it is determined that the current medical facility is inadequate, the Company, or its authorized representative shall organize and arrange for medical evacuation of the member to the nearest adequate medical facility.


The Emergency Medical Evacuation will be covered up to the Benefit Amount as stated in the Policy Schedule. The means of evacuation arranged by the Company, or its authorized representative, may include air ambulance, ground ambulance, regular air transportation, railroad or any other appropriate means.


All decisions as to the means of transportation and the final destination will be made by the Company or its authorized representative, and will be based solely upon medical necessity.

If during the effectivity of this Policy, as a result of Bodily Injury and if in the opinion of the Company Doctor in consultation with the local Attending Physician it is determined that following stabilization of the medical condition, treatment should continue at a medical facility closest to the member’s place of residence, the Company, or its authorized representative shall organize and arrange for the (non-stretcher, non-oxygen requiring) repatriation of the member.


The Emergency Medical Repatriation will be covered up to the Benefit Amount as stated in the Policy Schedule. The means of evacuation arranged by the Company, or its authorized representative, may include air ambulance, ground ambulance, regular air transportation, railroad or any other appropriate means.


All decisions as to the means of transportation and the final destination will be made by the Company or its authorized representative, and will be based solely upon medical necessity.

If, during the effectivity of this Policy and as a result of Bodily Injury, the Insured dies, the Company or its authorized representative, shall make the necessary arrangements for the return of the Insured’s mortal remains to his place of residence.


The Repatriation of Mortal Remains will be covered up to the Benefit Amount as stated in the Policy Schedule including but not limited to: cost of embalming, appropriate container for transportation, and shipping costs to transport your remains via the most direct and economical route to your home country.


All decisions as to the means of transportation will be made by the Company or its authorized representative, and will be based solely upon necessity.

Coverage on legal assistance up to the return to his/her to home country.

What is covered?
What is covered?

For only PHP 2,500.00, expatriates working in the Philippines can enjoy the most comprehensive benefits and coverage when they avail of Expat Security & Disaster Protection Program package.

SUMMARY OF COVER

COVERAGE Limits in PHP Limits in USD
Accidental Death PHP 300,000.00 USD 6,000.00
Total Permanent Disablement PHP 300,000.00 USD 6,000.00
Dismemberment / Disablement Up to PHP 300,000.00 Up to USD 6,000.00
Medical Reimbursement Up to PHP 30,000.00 Up to USD 600.00
Natural Disaster & Political Evacuation Up to PHP 10,000,000.00 Up to USD 200,000.00
Deportation Due to Person Non Grata Up to PHP 10,000,000.00 Up to USD 200,000.00
Emergency Medical Evacuation Up to PHP 10,000,000.00 Up to USD 200,000.00
Emergency Medical Repatriation Up to PHP 10,000,000.00 Up to USD 200,000.00
Retain of Mortal Remains Up to PHP 10,000,000.00 Up to USD 200,000.00
Illegal Detention Assistance Up to PHP 10,000,000.00 Up to USD 200,000.00

Who can avail?

Foreigners working in the Philippines and their families ages 18-60 years old.


Frequently Asked Questions

Expat Security and Disaster Protection Program is a cutting edge security policy designed to offer evacuation assistance on a 24/7 emergency basis to handle the worst case scenario for any Expatriates and protect them against any financial downside for such emergencies

POLITICAL & SECURITY EVACUATION

Provides up to PHP 10,000,000.00 or USD 200,000.00 coverage and resources to assist Expats outside of their home country. This cover will respond to crisis situations occurring from political unrest, personal threats and armed conflict.

NATURAL DISASTER EVACUATION

Provides coverage and resources of up to PHP 10,000,000.00 or USD 200,000.00 should a natural disaster/ peril make the Philippines uninhabitable and/or creates direct impact to an expat‘s safety.

MEDICAL EVACUATION

Provides coverage and resources of up to PHP 10,000,000.00 or USD 200,000.00 in the event that the Expat suffers a medical emergency and requires transportation.

DEPORTATION  due to PERSONA non GRATA

Once an Expat is prohibited by the Philippine Government to stay in the country, travel and legal assistance to return to his/her home country will be arranged up to PHP 10,000,000.00 or USD 200,000.00.

ILLEGAL DETENTION  ASSISTANCE

Coverage on legal assistance up to the return to his/her to home country.

REPATRIATION ASSISTANCE

This benefit will arrange and pay up to PHP 10,000,000.00 or USD 200,000.00  including but not limited to: cost of embalming; appropriate container for transportation; and shipping costs to transport your remains via the most direct and economical route to your home country.

PERSONAL ACCIDENT

Provides protection against Accident related incidents of up to PHP 300,000.00 or USD 6,000.00.

Fill-out required personal information in the website. Upon review of transaction details, you will be directed to payment before receiving your epolicy.

You’ll receive a copy of your e-policy through electronic mail immediately after confirmation of your payment.

For only PHP 2,500.00 or USD 50.00, you are already covered for three hundred sixty five days (365) days or one year.

Yes, as long as they are staying with you here in the Philippines.

You may pay through any payment option of MYEG.

For assistance accessing the copy of your e-policy, you may call MYEG’s Customer Service hotline at +632 250-6124  or e-mail at inquiry@myeg.ph

For assistance in changes in the policy, you may call MYEG’s Customer Service hotline at +632 250-6124 or e-mail at inquiry@myeg.ph

Your beneficiary can be your Parent, Spouse, Sibling, or Child. If any of these isn’t available, we accept up to second degree of consanguinity.

In case of a claim, you may contact MYEG customer service.

Report the claim to MYEG and a customer service representative will be much willing to assist you.

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Do you have questions?

For inquiries, check out our contact details below.

MYEG Insurance Agency Inc.

30th floor Arthaland Century Pacific Tower, 5th Avenue, Bonifacio Global City, Taguig City, Philippines.

+63 (02) 250 6122 / 250-6123|inquiry@myeg.ph

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