Anyone who owns vehicles used for social, domestic and leisure purposes, primarily used for the carriage of people excluding those used as public utility and owned by the government.
Comprehensive
MotorCar Insurance
Get your vehicles protected with each mile you take.
You can now protect both your vehicle and your family
with the Comprehensive MotorCar Insurance.
Insured by:
With Standard Insurance’s Motorcar Insurance, you get the most comprehensive insurance package which will ensure your safety and peace of mind.
Key Features
The Standard Motorcar Insurance gives you more reasons to drive with ease and peace of mind with the following coverages:
Coverage against damages to the property insured arising from accidental collision, overturning, falling, fire and malicious acts of third party.
Amount Coverage is based on Standard Insurance Fair Market Value Schedule.
Coverage that indemnifies the assured in case of loss of the whole insured vehicle or parts resulting from the acts of thieves or carnappers.
Voluntary coverage answers for indemnities beyond the limit set forth under CTPL coverage.
Amount Coverage Php500,000.00 maximum limit.
Coverage against the forces of nature. This Cover will protect your car against damages directly caused by typhoon, flood, hurricane, volcanic eruption, earthquake or other convulsions of nature.
Amount Coverage - is based on Standard Insurance Fair Market Value Schedule.
Voluntary coverage against liability for damage to third party property arising from accident caused by the insured vehicle.
Amount Coverage Php500,000.00 maximum limit
This is a voluntary coverage that financially protects the passengers against injury or death arising from car accident.
FREE - Accidental Death & Permanent Disablement
(AD&D) Php50,000.00 / seat
Medical Expenses Reimbursement
(MER) Php5,000.00 / seat
Additional Coverage
Unit model with a maximum of 12 years old up to present year will be accepted for CASA repair including Third Party Property Damage (TPPD) claim.
Get roadside assistance when your vehicle encounters mechanical failures or damaged parts anytime, anywhere. Applicable to Private Cars 12 years old and below only.
Get coverage for damages or failures not brought upon by accidents but unfortunate incidents. Applicable to Private Cars 12 years old and below only, maximum of three (3) services calls in a year.
standard accessories/built-in accessories are automatically covered in the Policy, whether declared or not, and the basis of valuation/indemnity is the Fair Market Value.
Get assistance for replacement of accessories with the equivalent model but not necessarily bearing the car manufacturer’s name. Should be settled through cash settlement.
applicable to surplus only and original engine materials
* Medical Evacuation, Repatriation due to death, accident or illness
* Ambulance Dispatch and Assistance due to death, accident or illness
* Additional Benefits
a. Overseas medical information service (only triggered
if the Insured is our of the Philippines)
b. Relay of urgent messages
c. Claim Notification Communication Expense - actual costs
subject to presentation of the billing of the Insured
d. 24/7 Hotline Service
Free Ambulance Service
The first free value-added service to all comprehensive Private Car Insurance policyholders of the leader in motorcar insurance!
Who can avail?
Comprehensive
MotorCar Insurance
MYEG Frequently Asked Questions
Standard Insurance does not offer insurance for the yellow-plated units.
Applicable for Own Damage. Deductible is the term we used for the participation fee of the client in case of a claim. This is the contribution of the client for the payment of the repair of his/her unit.
In case of claim, you may call Standard Insurance Customer Service: (+632) 845-1111
Private Cars (Sedan) - Php2,000.00 Fixed Deductible
for TSI up to Php2,000,000.00
Private Cars (AUV/SUV) - Php3,000.00 Fixed Deductible
for TSI up Php Php2,000,000.00
Other PC Deductible Fixed at Php5,000.00 for
TSI above Php2,000,000.00 up to Php5,000,000.00
