Pays a lump sum benefit in the event of death of the insured resulting from an accident during the duration of the trip.

pay for the customary, medically necessary and reasonable costs of hospitalization, surgery, medicines including doctor's fee in case of illness or injury of the insured during the duration of the trip.

Pay for the initial emergency medical, surgical, hospital treatment and ambulance cost up to the limit of the plan.

Provide dental assistance and necessary emergency treatment of natural teeth during the duration of the trip.

The Insurance Company will meet the cost in respect of one immediate family member accompanying the Insured in the event that the Insured be hospitalized due to sudden illness or accident for more than five (5) days or deceased considering this family member is unable to travel on his/her own.

Make the necessary arrangement in repatriating the mortal remains of the insured to the usual country of residence in the event of death during the duration of the trip

Provide a suitable person to look after the Insured's child/children in case of the hospital confinement of the Insured as a result of sudden illness and accident during the duration of the trip.

Take charge of the transfer of an immediate family member from the usual country of residence in the event that the Insured be hospitalized for more than 10 days as a result of sudden illness and accident during the duration of the trip.

Reimburse the excess or deductible that the Insured maybe legally liable to pay in respect of loss or damage caused by an accident to the rented vehicle during the duration of the trip.

Pay for the unused and non-refundable portion of travel, accommodation and tours in the event that the Insured did not proceed with the trip due to emergency reasons defined in the policy.

Pay for the unused portion of the travel or accommodation in the event that the trip is shortened due to the emergency reason define in the policy

Pay for the reasonable meals including transport and hotel accommodation in the event that the trip is delay for at least six (6) hours.

Compensate the Insured in the event of missed connecting flight due to technical failure, cancellation of service or departure, delayed departure, change route, offloading or passenger and intervention of authorities.

Compensate the Insured in the event that the contracted flight were diverted because of a poor weather conditions, industrial action, breakdown, technical failure, meteorological problems or natural disasters and intervention of authorities or other people using force.

Pay the Insured a fix amount per day (minimum of 12 hours waiting period) in the event of delay or interruption of the trip as a result of aircraft hijacking.

Pay for the purchase of necessary clothing and toiletries in case of luggage delay for more that six (6) hours.

Pay for loss or damage of checked-in luggage up to the limited of the plan.

Pay for the cost to replace the new passport or documents as well as the accommodation expenses.

Reimburse the insured up to the limit for replacing the insured's personal money/cash traveler's cheque, bank notes  or credit card if it is lost or stolen due to robbery, burglary, theft or natural disasters and which were  in insured's care custody during a trip.

Extend the financial assistance for burial expenses incurred in the event of death of the insured resulting from an accident.

Pay the insured for costs and expenses which the insured may be obligated to pay for the damage to a property belonging to third party as a result of negligence.

Cover the expenses of sending medicines, in case of emergency which are prescribed by the attending physician of the insured.

Take charge of relaying the urgent messages of the insured relating to any of the evens covered in the policy.

Provide medical information and assistance to the insured thru the Company's certified physician.

Provide Assistance thru its call centre in order for the insured to obtain miscellaneous services such as car rental, reservation and legal administrative information and referral.

Furnish the insured with advice on reporting the robbery of loss  of Insured's luggage and personal possessions and collaborate arrangements in collecting such luggage.

Through the Company's call centre, the insured will be given access and referred to any medical centre or medical practitioner of the Company's international network.